Thought you couldn’t have your cake and eat it too?
The saying goes, you can’t have your cake and eat it too, but with a new brain-friendly cake perhaps you just can. You might not want to think about the…
Thought you couldn’t have your cake and eat it too?
Anticipate your future before gifting
Many retirees may want to help younger family members by gifting part of their savings. But if things go wrong in the future, the joy may turn to grief. Gifting…
Retire at 65, But Don’t Retire Your Money
Australian retirees face a ‘double whammy’ when it comes to funding their retirement. On the one hand we, as a nation, are enjoying longer and healthier lives. On the other…
A Tale of Two Retirements
A tale of two retirements – which would you choose? Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel…
The financial effects of divorce after 50
With Australians marrying later in life and staying married for longer, the median age of divorce has risen over the last 20 years. It now stands at 45.9 years for…
When love blossoms later in life…
Falling in love is a magical and wondrous experience, but once the heart flutters have settled a little and two people move towards a more serious relationship, various challenges may…
Financial advice is not the same for everyone
Financial planning. That’s for people with lots of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the whole process…
Financial Planning for a Life Well-Lived
Over my 35-year financial planning career, the most common question I’ve been asked is, “Christine, how can I save more for my retirement?”. Many of my clients believed they’d outlive…
Understanding the 3 Pillars of Retirement
While older Australians are reportedly among the wealthiest retirees in the world, much of their wealth is tied up in their family home, leaving many to worry about how they…
When can I retire, and can I afford it?
Retirement… the longest holiday you will ever take, or something to fear? To ensure a comfortable living standard in retirement, you will need to calculate how much you’ll need to…