Without the benefit of a crystal ball, it’s impossible to determine exactly how much someone will need to meet their individual retirement needs. We often hear that we’re living much…
Many people use the Christmas/New Year period to reflect on the year that has just passed—often in a blur—and begin thinking about the future and how to achieve their hopes…
When someone mentions the retirement phase of our lives, the Golden Years—a time of leisure, travel, and more time with the grandchildren—are likely what springs to mind. However, did you…
One of the keys to financial success is adopting the right strategy at the right time. “Each phase of our life represents a unique opportunity to create strategies that can…
While retirement should be the best years of your life, many Australians make simple, avoidable mistakes with their finances that can leave them dependent on the age pension and without…
Moving into residential aged care can be a stressful period with complicated rules, family conflicts and rushed timeframes. This can easily lead to mistakes, which can be costly and difficult…
The saying goes, you can’t have your cake and eat it too, but with a new brain-friendly cake perhaps you just can. You might not want to think about the…
Many retirees may want to help younger family members by gifting part of their savings. But if things go wrong in the future, the joy may turn to grief. Gifting…
Australian retirees face a ‘double whammy’ when it comes to funding their retirement. On the one hand we, as a nation, are enjoying longer and healthier lives. On the other…
A tale of two retirements – which would you choose? Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel…