Children of Ageing Parents

Access to government subsidies helps make care affordable, but adequate saving to fund costs will open up choices, provide greater independence and control.
Aged Care Financial Advice

Understanding your aged care options

The traditional view of aged care is residential aged care in a nursing home-type environment. In reality, most people want to remain independence throughout their lives and to stay in control of where and how they live, connected to their family and community. Depending on health and physical wellbeing, as a person ages, some things may become harder to do without assistance. Home support and home care packages may provide the level of support that people need to maintain their independence.

If help at home is not enough to provide the assistance needed to maintain independence, residential aged care may be needed.

The aged care system in Australia offers three levels of subsidised support for people who require living assistance:

  1. Commonwealth Home Support
  2. Home Care
  3. Residential Aged Care

Commonwealth Home Support Programme (CHSP) – provides entry-level services focussed on supporting individuals to undertake tasks of daily living to enable them to be more independent at home and in the community. Services under the program are provided on an ongoing or episodic basis.

Home Care – provides more structured and comprehensive support services in the home.

Residential aged care provides care and accommodation for people who have been assessed as requiring higher levels of care than can be provided in the home. This may include 24-hour nursing care. Residential care is both on a permanent and temporary (respite) basis.

The value of our advice

  1. Forward planning – Timely planning enables elderly parents to transition to aged care with ease and dignity.
  2. Clarity amidst confusion – We provide a central point for accurate and relevant information on aged care.
  3. Another voice – We act as another voice during sensitive family discussions and a conduit to achieve agreement.
  4. Creation of a pathway – Your family are able to understand the decisions and actions needed to secure the appropriate level of care.
  5. Negating emotions – Objective recommendations removes emotion from the decision-making process.
  6. The big picture – Our advice is based on a complete understanding of your situation and unwanted consequences may be avoided.
  7. Confidence and peace of mind – Our advice enables your family to make informed decisions with confidence.
  8. Family cohesion – We minimise the potential for family disputes with a review of estate planning issues.
Aged Care Financial Advice

Do you need to make a decision about aged care for yourself or a loved one?

Early planning and good financial advice can take the stress out of aged care decisions for you and your family.  Contact us today to discuss your options.


Highly Personalised Service

We are an owner-operated, small boutique practice who genuinely cares about the well-being of our clients.

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Tailored, Flexible Strategies

We are flexible and nimble enough to design strategies that cater to each of our clients’ individual and unique needs.

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Clear Communication

We have designed a client C.A.R.E. plan that is unique and ensures that all client receives a high level of communication, advice, review, and education.


Highly Experienced Team

Our client’s find it very comforting dealing with an adviser that owns the company and has over 30 years of industry training and experience.

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A Compassionate Approach

Understanding that the owner of the company has personally experienced many of the things that have brought clients to our door is very reassuring.

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Ongoing Support

Our clients can count on us to be their long-term partners and support them when they are confused, concerned and at their most vulnerable.

Case Studies

From Grief and Confusion to Clarity and Confidence

Meet Jenny – Retired Widow

Jenny wasn’t only grieving the loss of her wonderful husband, she was also left with severe financial anxiety as her husband handled everything.

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New Strategies Changed Their Financial Position

Meet James & Helen – Retired Couple

Already retired when we met, James and Helen had an income stream in place but felt they should be doing better.

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